Providing home ownership opportunities for low and moderate income families; a comprehensive small business program that includes courses to start your own business, ongoing coaching & micro-loans; and Lending Circles-get a Zero-Interest Social Loan that will help you improve your credit score fast.
I was at a point in my life without a lot of choices.
Single in the city of New York, laid off from my job with no other prospects or family nearby, I decided to move to Colorado to be near my sister. After moving to Denver I knew I wanted to own a home but didn't know the process and needed some guidance. So while searching for a job I began researching the available community resources for first time home buying. That's when I found NEWSED and began my housing counseling process with a housing counselor. She was able to assess my likelihood of qualifying for an Individual Development Account (IDA). Through approval from Mile High United Way I quadrupled my savings power in a relatively short amount of time with the IDA product. My FICO score and credit history required some repair which my housing counselor was able to assist with. It took me a total of a year and five months to become qualified for a home loan but along the way I gained a valuable financial education. Now I am proud owner of a new 2 bed, 2 bath bachelorette pad in Denver's South Park Hill neighborhood.
- Julia Garcia