Young Americans Center for Financial Education

Each $50 gives a child a financial education to be ready for the real world. You give knowledge PLUS the exciting, real world, hands-on experience to make it stick! Gifts of $500+ can qualify for a Colorado Child Care Tax Credit-more impact for your investment!

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Young AmeriTowne

Class

Education 

Beneficiaries

Children Only (5 - 14 years)

Description

Young AmeriTowne is an award-winning educational program serving 30,500 (46% of all) Colorado 5th graders every year, including 10,619 low-income students. Young AmeriTowne teaches money management, workplace skills and economics in a fun and hands-on way.

Up to 30 hours of classroom lessons culminate in a day at AmeriTowne where students run their own town of 9-17 businesses. The program takes place three permanent locations - Denver, Lakewood (Belmar) and Wray-and AmeriTowne On the Road, visiting rural and remote areas of the state, and smaller, at-risk urban schools.

"I really had an awesome time. It felt like we were in the real world. It looked like it, sounded like and even worked like the real world would." - Ashley, age 10.

In the classroom, students learn about banking, investing, civics, business, and philanthropy. They elect a mayor and enact laws. They set personal savings goals and build a budget for a family of four. They read "help-wanted" ads, apply, and interview for jobs. Managers lead staff meetings where shops create a marketing plan, establish financial goals and set product prices.

At AmeriTowne, students become citizens, working for wages, adjusting prices to meet supply and demand, and purchasing real goods on their breaks. Back at school, students take a post-test and balance their personal and shop registers. Business teams review their profit/loss statements to see how well their business plans worked.

Young AmeriTowne is aligned to Colorado academic standards in financial literacy, math, economics, social studies, and language arts (reading, writing, oral presentations). The curriculum includes a standards guide prepared by an outside consultant plus six hours of in-person training for teachers.

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Evidence of Program's Success

76% of students scored proficient (70%+) on their post-tests
81% of students identified with a good work ethic
93% of 423 participating schools re-enroll
14% growth overall/15% growth in at-risk students (most recent year)

YouthBiz

Class

Education 

Beneficiaries

Children ages 5 to 21
Poor/Economically Disadvantaged/Indigent

Description

YoutnBiz teaches young people to think like, act like and be entrepreneurs. Programs include the new YouthBiz StartUp and Out of the Box for low-income middle school students, YouthBiz Marketplaces, summer camps and the annual YouthBiz Stars business competition.

StartUp
In 10 weeks, StartUp takes middle schools students through the building blocks of success: self-discovery, opportunity recognition and upcycling, decision making,, prototyping and business etiquette. Graduation is a Shark Tank style pitch judged by business volunteers.

Out of the Box
In this advanced curriculum, low-income middle and high school students establish a Dream Team and take their business idea through research and focus group to a working prototype and 20 high-quality products. Successful teams share the profits at the YouthBiz MarketPlace.

YouthBiz Stars
Colorado's premier business competition, YouthBiz Stars celebrates young entrepreneurs, ages 6-21. This is not a competition for business plans, but for real businesses owned and operated by our future business leaders. Winners in three age groups get cash prizes plus a distinguished Presenting Mentor from the business community.

Summer Camps
Week-long day camps teach kids in grades 3-6 the basics of starting and running a business. Running Your Own Biz explores what it takes to start a business. Be Your Own Boss teaches the nuts and bolts of starting and running a successful business.

YouthBiz Marketplace
Fills the critical need for a safe sales outlet where young business owners can practice business etiquette, customer service, sales and accepting payment.s YouthBiz Markets are held at Young Americans facilities in Denver and Lakewood, Colorado the first two Saturdays in December and again in the spring.

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Evidence of Program's Success

StartUp participants agree or strongly agree (average of 4.5+ on a 6-point scale) with multiple positive program outcomes.

Resiliency scores for students in YouthBiz pilot programs increased by nearly 2 points.

YouthBiz Stars winners that are also program participants go on to win more awards, often in competition with adult entrepreneurs.

Booths at YouthBiz MarketPlaces sell out fast! Youth business take in significant revenue.


International Towne

Class

Education 

Beneficiaries

Children Only (5 - 14 years)

Description

At International Towne 11,520 middle school students each year prepare for a future job in Colorado's thriving global economy as they experience "hands on" how money and goods move world-wide.

Teachers prepare students with up to 25 hours of classroom lessons, culminating in a day in International Towne's soaring space, where students run their own market of 16 nations.

Lessons at school teach economic interdependence, scarcity, supply and demand, opportunity cost, team problem solving, wise use of credit cards and cross cultural business norms. Students write cover letters, apply and interview for jobs. Each country's team prepares a marketing and business plan to drive trade and commerce.

At International Towne, students become global citizens, working a career-for-a-day, adjusting prices to meet supply and demand, exchanging currency and solving an International dilemma that shuts down an entire region. Follow-up activities include taking a post-test and reviewing their country's balance of payments to see how well their economic strategies worked.

International Towne is aligned to Colorado academic standards in financial literacy, math, economics, social studies, geography and language arts (reading, writing, oral presentations) with a standards guide prepared by an outside educator.

International Towne is a school-based program and is also offered as a summer day camp for individual children.

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Evidence of Program's Success

Student knowledge gain averaged 39 percentage points (pre- to post-test)
66% of parents reported students talked about International Towne 5+ times BEFORE the trip
22% increase in participating schools last year

Spark Change

Class

Philanthropy, Voluntarism & Grantmaking 

Beneficiaries

Adolescents/Youth (13-19 years)
Children (4-12 years)

Description

Service learning through Spark Change is a year-long adventure that guides a whole school (pre-K through 8th grade) to work together in giving back to their community through their time, treasure and talent. The goal for this new program is grow enrollment from 25 to 40 schools by the end of 2018.

Spark Change is provided free to schools. Each school needs approximately $100 in Spark Change materials. Donors who dedicate their gift to Spark Change want to encourage giving back and growing leadership to become a part of each school's culture, as Spark Change is designed to be an ongoing, a permanent curriculum for enrolled schools.

How Spark Change works: During the first semester, Student Leaders work with their volunteer Spark Change Coach (parents, teachers, even principals are among our volunteers) to identify causes that students in their school are passionate about. After narrowing the field (for example, to homelessness, animal welfare and children fighting serious illnesses), Student Leaders set a fund raising goal for the school, and everyone participates, collecting small change which they will turn into big impact for their community. Student Leaders research and interview charities working in their chosen fields, select beneficiaries for their fund, and build a budget for their service project(s).

During the second semester, the entire school gets hands-on, completing a service project with one of their charitable beneficiaries, Projects tackled by Spark Change students range from making blankets for children in a homeless shelter, to planting flowers in an urban garden, to packing comfort backpacks for hospitalized children.

Educational Goals of Spark Change: Short term 1) develop 21st century skills of leadership, critical-thinking, problem-solving, budgeting, decision-making, collaboration, and communication, and 2) understand and support the role of nonprofits in their communities. The long-term goal is engaged citizens who make good financial decisions for themselves, their families and their communities.

Evaluation and Results: Young Americans utilizes surveys of coaches and attitudinal changes in our Student Leaders to measure success. We also maintain and compile records of participation and school demographics, and charities funded and amounts by school and charity.

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Evidence of Program's Success

First year achievements (2017):
25 enrolled schools raised $50,029 for 68 charities
Students completed 41 group service projects

Money Matters

Class

Education 

Beneficiaries

Children ages 5 to 21

Description

Money Matters offers free Saturday classes for individual students (ages 3 - 14),tours of Young Americans Bank one-of-a-kind bank for children, and delivers hands-on lessons in financial literacy for Denver area classrooms and youth agencies.

Photos

Evidence of Program's Success

Available programming slots are filled to capacity.
77% of students at youth agencies participating in a series of classes had their knowledge rise by 2 levels.

Key aspects of this profile information have been reviewed by Community First Foundation staff. Each organization is exclusively responsible for the content that appears on the profile page. Community First Foundation offers general guidance as to the purpose of each area but does not require or encourage charities to include anything in particular in each section.