To develop the financial literacy of young people through real-life experiences and hands-on programs purposefully designed to enable them to prosper in our free enterprise system.
Vision: to build a Colorado where every student, regardless of background, knows how to earn, make and manage his or her money wisely.
In 1987, Colorado cable entrepreneur Bill Daniels founded Young Americans Bank in Denver, the world's only FDIC-insured bank specifically designed for young people up to age 22. Daniels believed "real-life banking experiences would lead to better employees, entrepreneurs, taxpayers, and citizens."
The following year community leaders established Young Americans Center for Financial Education as a companion nonprofit to expand financial education opportunities for Colorado youth. More than 47,100 Colorado students each participate in keynote programs: Young AmeriTowne (free enterprise), YouthBiz (entrepreneurship), International Towne (global economics) and Spark Change (service learning).
Your gift will help students gain 21st century skills in personal finances, business, economics, and workplace readiness in a fun and hands-on way. You will help students grow up prepared to make good decisions about how to spend, save, share and invest their money so they can be self-sufficient, contributing citizens.
Young Americans depends on the support of the community - corporations, foundations and individuals - to carry out this mission. Young Americans Bank is an educational institution, which does not make a profit and therefore does not provide a source of funding for the non-profit activities.
I learned who the flow of money works, how to balance a checkbook register and why you need to understand economics - Katherine, Age 10, Young AmeriTowne participant.
Even the students who struggle and have few opportunities for success can do their Young AmeriTowne job. Afterward, my students see themselves as future workers. They really believe "I can be a manager. I can be an accountant." Kora Flaming, Elementary School Teacher, Aurora
16 years ago, as a fifth grader in Golden, CO, my class participated in the Young AmeriTowne curriculum. The experience was valuable and has stayed with me even though my family soon moved cross-country. The skills it taught me prepared me more than other school programs I participated in. - Kim David, Age 26
For our students, this is the best way to teach math. They "get it" when it's about real things. - Teacher, Denver Public School
This is a great thing for the kids. Watching this event in action today has left me with a feeling of hopefulness and excitement to see what the next generation will achieve - Young AmeriTowne Parent Volunteer, Will Rogers Elementary School (87% of students low-income)