Blue Spruce Habitat for Humanity is a home ownership program that builds homes in partnership with low-income families. We serve the foothills of Jefferson County including the 285 corridor, Clear Creek County and parts of Park County to Kenosha Pass.
Future Habitat homeowners partner with Blue Spruce, and complete an application. They must either have worked in or resided in our service area for 12 out the the last 36 months. Range of income to qualify: 35%-80% AMI. Habitat is not a give-away program.Qualified families purchase their homes from Habitat with an affordable mortgage.
Families go through a rigorous selection process including credit checks and home interviews. The criteria for selection includes; a need for better housing, financial ability to pay the mortgage, and willingness to complete sweat equity hours and partner with Habitat. Once the family is selected they must personally contribute 250 hours of sweat equity labor per adult into helping to build their own home, as well as the homes of others. Families save $500 for a down payment, then purchase the home from Habitat with an affordable mortgage. Mortgage payments are set at an affordable 30% of the homeowner's gross monthly income. The mortgage payments come back to Habitat to help build more houses in the future.
Families also go through a home buyer training program to ensure they will be successful homeowners.
Volunteers help build our homes and we depend on local funding from individuals, grants, businesses, and the faith community. We also hold several wonderful fundraisers each year including our annual Hard Hats & High Heels gala.
We have built 41 homes. As of June, 2020, we will close on one home within the next several weeks, and are working on builiding two homes, with a third home set to begin construction during the fall, 2020.
Our local ReStore provides a steady revenue stream to support our operations each year, while keeping approximately 8.5 tons out of landfills every month.
Approximately 405 unduplicated dedicated volunteers are a vital part of Blue Spruce Habitat's mission.
Join us as we build homes and hope!
Program success is measured by the success of our homeowners in building a better life for themselves and their families.
"Habitat was my springboard to a better life. Before I became a Habitat homeowner, I was an assistant teacher and had to house sit and baby sit during all my spare time to make ends meet. Once I had an affordable mortgage payment I could work just one job, and go to school to become a certified Montessori teacher, and ultimately got my masters degree. I was able to do this because I no longer had to use my extra time to stay alive. I can even put into words what Habitat has meant to me. Habitat was an answer to all my prayers.
--Lynda M., Habitat homeowner since 1998.